How It Works
How Do I Qualify?
Privacy and Security Policy
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Payday Loan Guidelines

  • Fast Online Application
  • Instant Approval
  • No Faxing Required
  • Bad Credit or No Credit OK
  • Up to $1500 Overnight
  • No Application Fees
  • 100% Online
  • Superb Customer Service


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No Lines + No Hassle = Money in Your Pocket Tomorrow!

Our payday loan process gives you the emergency cash you need in your pocket when payday is just too far away. Choose the leader in payday lending and Apply Today!



Frequently Asked Questions


What is a payday loan?
A payday loan, also known as a cash advance, is a loan to cover financial emergencies until your next payday.

I have bad credit. Can I still qualify for a payday loan?
You can still qualify for a short-term payday loan with MyLocalPaydayLoan.com.

How do I receive my loan?
Your money will be electronically wired to your checking account the next
business day.

How soon can I expect a loan approval?
You can expect a payday loan approval that same business day.
Many times, you can be approved within minutes!

If I am denied, can I reapply for a payday loan?
You may reapply for a new payday loan after seven days.

How do I cancel my payday loan? 
When you have been approved for a loan, you will be contacted by a customer service representative. If you decide not to accept the loan, you may cancel at
that time.

How much does it cost to apply for a loan?
We do not charge a fee to apply for a loan. You will be charged a small finance
fee that is due when your loan is due.

Will I need to fax anything?
No fax or faxing is required when you qualify for a cash advance loan.

What are the qualifications for a cash advance loan?
To qualify for a cash advance loan you must be at least 18 years of age, a U.S. Citizen, have an active checking or savings account, and make at least $1000
per month.

Is my information safe and secure?
We take your security and privacy very seriously. We have implemented several procedures to ensure that your personal information is safe and secure. Please refer to our Privacy Policy for additional information.

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